Free Tools
Run your own numbers.
Free calculators for the money decisions business owners and workers make every week. No sign-up, and your numbers never leave your device.
Personal money
Lagos Rent Check
Agency, legal and caution fees, moving costs and emergency savings. See the real cash you need and whether to move now or keep saving.
Check your rent → Starting a businessStart-up Cost Check
Shop rent, fit-out, equipment, stock and running costs. The total capital you need, your break-even sales and payback time.
Cost your start-up → Running a businessPricing Under Inflation
Your supplier raised prices. Find the new price that protects your margin and how many sales you can afford to lose.
Reprice now → Running a businessBreak-even Calculator
How many sales a day cover rent, salaries and power, and how many more it takes to hit your profit target.
Find your number → BorrowingLoan True Cost
Turn a "5% flat a month" offer into its real yearly rate, with fees included, so you can compare lenders properly.
Check a loan →